Terms of Use

This application is published by Chitresh Sainia (oprisk.ai) as a demonstration blueprint for evaluation and educational purposes only.

Evaluation only. You may explore the application and review its outputs to evaluate the approach. No other use is granted.
No commercial use. Source code and content are licensed under PolyForm Noncommercial 1.0.0. Commercial use of any kind — including internal production use at a financial institution — requires prior written permission: chitresh@oprisk.ai.
No scraping or redistribution. Automated extraction, bulk downloading, republication, or redistribution of the application, its content, or its outputs is not permitted.
Fictional data.All institutions, people, vendors, scenarios, estimates, and results shown are fictional and illustrative. "Meridian Bancorp" and all related entities do not exist. Nothing here is advice — regulatory, investment, legal, or otherwise — and nothing reflects the positions of any current or former employer or regulator.
AI-generated content. Scenario drafts are produced by a large language model, are labeled as such, and are subject to human review and approval within the application. They are demonstrations of a workflow, not risk assessments of any real institution.
No warranty.Provided "as is", without warranty of any kind.